Who is eligible for coverage?
Here’s the general rule: if you offer small group health coverage to any full-time employees, you must also offer it to all full-time employees.
The employer can offer coverage to part-time employees (usually those working less than 30 hours a week) but, like with full-time workers, if you offer coverage to any part-time employees, you must also offer it to other part-time workers.
These rules apply regardless of the medical condition of the employees.
Also, dependents of employees are usually eligible for coverage under a small group plan. Dependents include spouses and children, and can include unmarried domestic partners.
Under the Affordable Care Act, small group insurance plans are required to extend coverage to adult dependents through age 26.