getting to know
Life insurance offers payments after your death to your children, spouse, family members or any other beneficiaries. It’s an important safety net if anyone depends on you financially. A life insurance payout can be used to cover debts including mortgage and college loans as well as replace your income. There are two main types of life insurance (term and permanent) and deciding which is best for you depends on the financial burden your death causes for others.
Buying life insurance can be quick and easy. We’ll walk you through the process and help get the right amount of coverage for you and your family.
Term life insurance. It covers a limited time period, such as 10, 20 or 30 years, and doesn’t build cash value. If you die within the term of your insurance, your beneficiaries receive the payout.
Permanent life insurance. It covers more than term and offers additional features including cash value that you can borrow against. Whole life, universal, and variable are among the best-known types of permanent life insurance.
That depends on how much money you want your beneficiaries to receive. Ten times your annual income is a common estimate. When deciding, take into account your finances and future obligations, such as income, debts, and daily expenses.
You’ll likely need to provide information about your health and complete an in-person examination. You may also be required to submit information on your lifestyle, hobbies, and beneficiaries as well as your family’s medical history.
I recently moved to FL from CA and Kaufman insurance group adjusted my insurance policy to FL, my new policy is way better and cheaper by more the 60% from the one I had in CA !!! Thank you !!
Sasha HakievI’ve been with Kauffman insurance for years! From a plan with my family to my own plan with my family and kids. Ms Shirley and Ms Natalie are absolutely fantastic! Allison and Eryca have always been able to assist with any questions or concerns, with so much kindness no matter how many times I’d call. Eryca has been able to solve any issue I’ve ever had with marketplace as well! Such an amazing insurance agency and would absolutely recommend!!!!
Talya LeviAllison is the best! She is super helpful and efficiently assists with anything needed!
Sarah SimonI am so happy with Shirley and her wonderful team of Agents. They are always so polite and happy to help no matter the problem. I have been with them almost 2 years and never had anything negative to say...Grateful to have met them even if only over the phone. Thank you so much Shirley and All the staff past & present♡God Bless You All! ☆☆☆☆☆☆☆☆☆☆.....💯👍🙏
Teresa CanalesIf I could give them 10 Stars I would unbelievable professionals working here they got us the best insurance in the best price and also care throughout any question or concern or authorization from the insurance to approve things that usually you can't do by your own I want to specially thank Allison that works with them she's been helping our family through all the hard times and insurance problem we ever had with hours on the lines with us and the insurance solving our problems thank you very much there is not enough words that can fit here for the appreciation we have for you and your company! Thank you! 🙏
Menny BensusanVery grateful for the services done by this company. Couldn't be happier with their professionalism and fast responses. I highly recommend Allison and shirly!!
shiri leviI can’t thank Shirley and Anthony enough for all the help finding good health insurance! My husband and I are saving money and have great coverage. Anthony was so happy to answer all my questions! What a great team!! Thank you so much!
Debra UWorking with Allison is always a pleasure! She deserves all the praise in the world! Anytime I need help she is the problem solver. I’ve worked with her for a few years now and couldn’t be more satisfied! Thanks!!
Tim HinsonThank you Allison for being so helpful, fast and professional! Health insurance has always been an overwhelming subject for me, and Allison made it a breeze! She personally helped me choose the absolute best fit plan for my needs, was quick to process everything, and mostly importantly always responds promptly to any questions after I have already signed up, unlike other agents who just send you to speak to directly to the insurer’s call center in India if you have any questions. I 100% recommend this agent for health insurance in Miami and south Florida!
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We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Insurance Ad – No Government Affiliation. This ad is not from the government. It’s from Kauffman Insurance Group, an independent Medicare insurance agency selling plans from many insurance companies. The Medicare plans represented are PDP, HMO, PPO, or PFFS plans with a Medicare contract. Enrollment in plans depends on contract renewal. Enrollment in a plan may be limited to certain times. Eligibility may require a Special or Initial Enrollment Period. Kauffman Insurance Group and Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Currently, we represent 143 organizations which offer 3,243 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Benefits shown are for the 2023 plan year. Benefits may vary in 2024. Not all plans offer all benefits mentioned. Benefits may vary by carrier and location. Deductibles, copays, coinsurance may apply. $0 premium plans are not available in all areas. You must continue to pay your Part B Premium. Enrollment in plans depends on contract renewal. Enrollment in a plan may be limited to certain times. Eligibility may require a Special or Initial Enrollment Period. Kauffman Insurance Group website is operated by Kauffman Insurance Group, a licensed health insurance agency doing business as Kauffman Insurance Group. The purpose of this site is the solicitation of insurance. Contact may be made by an insurance agent/producer or insurance company. Kauffman Insurance Group is a free service with no obligation to enroll. Your information and use of this site are governed by our most recent Terms of Use and Privacy Policy.
