getting to know
Life insurance offers payments after your death to your children, spouse, family members or any other beneficiaries. It’s an important safety net if anyone depends on you financially. A life insurance payout can be used to cover debts including mortgage and college loans as well as replace your income. There are two main types of life insurance (term and permanent) and deciding which is best for you depends on the financial burden your death causes for others.
Buying life insurance can be quick and easy. We’ll walk you through the process and help get the right amount of coverage for you and your family.
Term life insurance. It covers a limited time period, such as 10, 20 or 30 years, and doesn’t build cash value. If you die within the term of your insurance, your beneficiaries receive the payout.
Permanent life insurance. It covers more than term and offers additional features including cash value that you can borrow against. Whole life, universal, and variable are among the best-known types of permanent life insurance.
That depends on how much money you want your beneficiaries to receive. Ten times your annual income is a common estimate. When deciding, take into account your finances and future obligations, such as income, debts, and daily expenses.
You’ll likely need to provide information about your health and complete an in-person examination. You may also be required to submit information on your lifestyle, hobbies, and beneficiaries as well as your family’s medical history.
Eryca & Natali were exceptionally helpful. With this being my first time ever having to do this with never being taught they made the process smooth and less stresssful. They are very professional and I would definitely recommend them.
JayKIG WAS amazing, super helpful, answered all of my questions and got back to me in a timely manner. Anthony was my agent- the best the have. Highly recommend working with Anthony. Hes timely, responsive, respectful, and makes sure you truly understand your plan. Thank you KIG!
Amanda LandersEryca is Always happy to help me out with anything ..she’s made things for me so much easier..
Frankie IrizarryI have only had the best experiences with this insurance group.
Marissa HelmanGreat insurance office great ppl very helpful
Asi LoloiWe found out we’re expecting and they helped us get the insurance and went the distance to find accepting doctors in our area! Highly recommended, made a stressful scenario go by with ease!
dean albrightMy agent Crystal Middleton is a Godsend. She has helped me thru all my paperwork. Were it not for her I would be totally lost.Thank you for everything Crystal God Bless You...
Charles BurtonEryca was amazing and so much help a special thank you to her she was so patient especially because my English is no good great communication skills I really appreciate her -Hagit mamia
Baking with AvigailExcellent service. Crystal is very knowledgeable, professional & personable. All my options were explained & all my questions answered. I have and will continue to refer friends and family.
Pietrina PensabeneNeed advice? Call (800) 881-2790 to speak to a Licensed Agent
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Insurance Ad – No Government Affiliation. This ad is not from the government. It’s from Kauffman Insurance Group, an independent Medicare insurance agency selling plans from many insurance companies. The Medicare plans represented are PDP, HMO, PPO, or PFFS plans with a Medicare contract. Enrollment in plans depends on contract renewal. Enrollment in a plan may be limited to certain times. Eligibility may require a Special or Initial Enrollment Period. Kauffman Insurance Group and Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Currently, we represent 143 organizations which offer 3,243 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Benefits shown are for the 2023 plan year. Benefits may vary in 2024. Not all plans offer all benefits mentioned. Benefits may vary by carrier and location. Deductibles, copays, coinsurance may apply. $0 premium plans are not available in all areas. You must continue to pay your Part B Premium. Enrollment in plans depends on contract renewal. Enrollment in a plan may be limited to certain times. Eligibility may require a Special or Initial Enrollment Period. Kauffman Insurance Group website is operated by Kauffman Insurance Group, a licensed health insurance agency doing business as Kauffman Insurance Group. The purpose of this site is the solicitation of insurance. Contact may be made by an insurance agent/producer or insurance company. Kauffman Insurance Group is a free service with no obligation to enroll. Your information and use of this site are governed by our most recent Terms of Use and Privacy Policy.
