getting to know
Gap insurance pays for the difference between the value of a car at the time it is totaled in an accident or stolen, and the balance of its loan or lease. Standard comprehensive and collision insurance policies only reimburse the value of the totaled car, not any balance owed on a loan or lease. For example, if you owe $20,000 on your loan and your car is only worth $15,000, your policy’s loan or lease coverage covers the $5,000 gap, minus your deductible
There are a lot of gap insurance options. We can help you make the right decision to purchase a plan that works best for you.
Gap insurance isn’t required by any insurer, but some leasing companies may ask you to purchase it. Also, when buying a new car, some dealerships may add gap insurance to your loan. You can, however, decline the coverage.
Yes, but generally when there’s a significant difference between your car’s value and what you owe on it.
Consider buying gap insurance in these instances:
You can get gap insurance from the dealership or bank that’s financing your car or an auto insurance provider. Keep in mind: gap insurance is generally more expensive if you get it from the dealership or bank than it is to add to your full car insurance coverage.
My experience with Natali and Allison @ Kaufman Insurance has more than surpassed my expectations. Incredible customer service! And they care...which is rare these days. Thank you both for always helping me!
Nora LagoVery pleasant and helpful always there to to answer questions and help me to find the best for me and my family, Kauffman insurance staff is the best 👍🏻👍🏻👍🏻👍🏻
Vicky NicholsonI'm truly grateful to Kauffman Insurance group for providing me with prompt, knowledgeable and professional assistance I needed. They are diligently working on making sure you get the benefits that suits your needs and most of all they have your best interest at heart!
Mercy sotoVery nice lady took her time to explain everything in detail and got me the best plan for a great price
Eric JanoffThis company helped me find my health insurance a few years ago and I been renewing my health insurance with them annually. Customer service is always great and helpful. I recommend this company to all my family and friends.
Ella GutThis is hands down the best insurance company I have EVER dealt with. They call and remind you when a payment is due. I got a great plan for little money!! Allison is the best ask for her!!
Corey WeinsteinAbout 3 years ago I was left with no insurance after leaving my job due to a family emergency. I received a call from Shirley. After she gave me some information I was still on the fence about it. I decided to call back and could not reach her. Right away I begin to think it was a scam and replied that I was not going to get scammed by a fake insurance company. 3 years later Shirley calls me every year and she's the best person to work with. She is empathetic, reliable, hardworking and easy to talk to. Thanks Shirley. Your my favorite person now. 😂
DinaocityMy agent Chrystal is one of the kindest, most knowledgeable and, I dare say, sweetest people I have had the pleasure of doing business with. Very down to earth and extremely personable. I love what y'all are doing and as long as you keep people like her on board I will forever be a customer.
Riley MahaganKristal Provide me a really really good service and health insurance I’m happy
Eliran Ben shabatNeed advice? Call (800) 881-2790 to speak to a Licensed Agent
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
