getting to know
Individual Health
What Are My Health Insurance Options?
When it comes to health insurance, nearly half of all Americans get health coverage from an employer, and another third get their coverage from Medicare or Medicaid or both. And a little more than 5% buy their own coverage through a health insurance exchange or they shop outside the exchange.
If you’re looking for individual or family health insurance outside of an employer-sponsored plan or a government-run plan, the search can be tricky. You have to compare health insurance plans and not just look at premiums. There’s the out-of-pocket costs, such as deductibles, copays and coinsurance, that need to be evaluated.
Before you begin those searches, take a look below at our guide to help you understand and find the best coverage through a complex