Medicare Part D
getting to know
Medicare Part D
Medicare Part D is a prescription drug coverage for both generic and name brand drugs. They are stand-alone plans that add prescription drug coverage to your Medicare Parts A and B coverage. Their goal: help control expensive – and rising – prescription drug prices. Plans come in variety of options with different prices and coverage.
Let Us Help You Control Your Prescription Drugs Costs
Speak to one of our licensed insurance agents and find out if a Medicare Part D plan is right for you. We’ll help you save time and money.
Know Your Health Insurance Options
Everyone eligible for Medicare Part A is automatically eligible for Medicare Part D.
However, you must enroll in Part D three months in advance or three months after you become eligible – otherwise you will have to wait for open enrollment. Open enrollment usually takes place in the last few months of the year.
It’s important to have prescription drug coverage, even if you don’t take a lot of prescription medication because, as people get older, they tend to have an increased necessity for prescription drugs.
Keep in mind: prescription drugs prices are rising, and you should consider a Medicare Part A plan to offset the costs.
WHEN CAN YOU JOIN A MEDICARE PART D PLAN?
Enrollment starts between October 15th and December 7th – anyone can join, switch or drop a Medicare Part D plan. The change will take effect on January 1st so long as the carrier receives your request by December 7th.
When you are first eligible for Medicare – you can join Part D within the seven month period that begins three months before the month you turn 65 which includes the month you actually turn 65 and ends 3 months after the month you turn 65.
If receiving Medicare due to a disability, you can join during the seven month period that begins three months before the 25th month of disability which includes your 25th month of disability and ends 3 months after your 25th month of disability. You will be able to join 3 months before and after the month you turn 65.
What our clients are saying
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I recently moved to FL from CA and Kaufman insurance group adjusted my insurance policy to FL, my new policy is way better and cheaper by more the 60% from the one I had in CA !!! Thank you !!
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November 12, 2024I’ve been with Kauffman insurance for years! From a plan with my family to my own plan with my family and kids. Ms Shirley and Ms Natalie are absolutely fantastic! Allison and Eryca have always been able to assist with any questions or concerns, with so much kindness no matter how many times I’d call. Eryca has been able to solve any issue I’ve ever had with marketplace as well! Such an amazing insurance agency and would absolutely recommend!!!!
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Sarah Simon
September 14, 2024 -
I am so happy with Shirley and her wonderful team of Agents. They are always so polite and happy to help no matter the problem. I have been with them almost 2 years and never had anything negative to say...Grateful to have met them even if only over the phone. Thank you so much Shirley and All the staff past & present♡God Bless You All! ☆☆☆☆☆☆☆☆☆☆.....💯👍🙏
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shiri levi
May 14, 2024 -
I can’t thank Shirley and Anthony enough for all the help finding good health insurance! My husband and I are saving money and have great coverage. Anthony was so happy to answer all my questions! What a great team!! Thank you so much!
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April 14, 2024
